TL;DR Summary: The Alert: New data reveals a startling 233% increase in retail e-commerce chargebacks between Q1 and Q3 of 2025. The Cause: It’s not just error; it’s intent. A rise in "refund hack"...
Category:
Merchants
The Holiday Hangover is Coming: How to Inoculate Your Business Against January Chargebacks
TL;DR Summary The Problem: January brings a "Holiday Hangover" for merchants—a projected 50% spike in chargebacks driven largely by "friendly fraud" (customers disputing valid purchases due to...
Minimizing Risk, Maximizing Trust: Payscout’s Approach to VAMP Compliances
TL;DR Summary: Minimizing your VAMP risk requires a deeper strategy than just watching a dashboard. Payscout's approach protects you at every stage: (1) at the "front door" with advanced...
From Compliance to Confidence: How Payscout Simplifies VAMP for Merchants
TL;DR Summary: The Visa VAMP program is complex, but managing it doesn't have to be. Payscout turns VAMP complexity into confidence by replacing confusing data with a simple, real-time dashboard,...
How Payscout Helps You Stay Ahead of Visa’s Acquirer Monitoring Program (VAMP)
TL;DR Summary: A reactive "wait and see" approach to VAMP is a failing strategy. To stay compliant, you must be proactive. Payscout helps you get ahead (and stay ahead) of VAMP with four key tools:...
The Ultimate Guide to Visa’s Acquirer Monitoring Program (VAMP): A Complete Breakdown for Merchants
TL;DR Summary: Visa's new VAMP program is a big deal for e-commerce merchants. It merges the old fraud (VFMP) and dispute (VDMP) programs into one. It's now tracked by a single VAMP Ratio (Fraud...
Unlocking Tax Benefits: A Guide to Working with an MBE Certified Company
TL;DR A simple, direct tax credit for using an MBE is a common myth. The real financial benefits are far more significant: Indirect Tax Advantages: Using an MBE helps you qualify for large...
5 Key Criteria for Choosing an MBE Certified Payment Processing Partner
TL;DR Summary Choosing the right MBE payment processor is critical. Don't compromise; use this 5-point checklist: Verify Certification: Ensure they are "NMSDC certified," not just self-proclaimed....
How Supplier Diversity Drives Innovation (And Why Your Payment Processor Should Be an MBE)
TL;DR Summary Supplier diversity is a direct driver of innovation and agility. MBEs bring fresh perspectives that lead to more creative problem-solving and are often more flexible and responsive...
The Definitive Guide to MBE Certification and Its Impact on Your Bottom Line
TL;DR Partnering with an MBE-certified company is a powerful business strategy, not just a "social good" checkbox. This guide proves how an MBE partnership drives real, bottom-line...
Why Are Processors Scared of MCC 7322? A Look Behind the Curtain of ARM Industry Underwriting
TL;DR Summary The Problem: Mainstream processors are "scared" of MCC 7322 not because your business is bad, but because they fear high chargeback ratios, jeopardizing their crucial sponsor bank...
More Ways to Pay, Fewer Complaints: How Payment Flexibility Improves the Collector-Consumer Interaction
TL;DR Summary The Problem: Forcing consumers into a debit-only payment model creates friction and stress at the most critical point of the interaction. The Impact: This poor "customer service"...
The Hidden Cost of “Safe” Payments: Calculating the ROI of Accepting Credit Cards in Collections
TL;DR Summary The Problem: CFOs and Ops Managers are often sold on "safe" debit-only payment processing, viewing it as a risk-mitigation tactic. The Financial Impact: This strategy is anything but...
The High Cost of Debit-Only: A Guide to Maximizing Revenue for Collection Agencies (MCC 7322)
TL;DR Summary The Problem: Mainstream payment processors are forcing collection agencies (MCC 7322) into restrictive "debit-only" models to avoid their own risk. The Impact: This directly damages...
Healthcare Payment Processing: Simplifying Collections and Ensuring Compliance
For healthcare providers, the focus should always be on patient care. Yet, the complexities of payment processing, from managing diverse payment methods to navigating stringent compliance...
Integrating Payments: How Payscout’s APIs and Plugins Streamline Your Accounting and CRM
In today's fast-paced business environment, efficiency is king. Many businesses find themselves juggling disparate systems for payment processing, accounting, and customer relationship management...
Secure by Design: How Tokenization and Encryption Safeguard Your Customers’ Sensitive Payment Information
In the digital age, every transaction carries with it the responsibility of protecting sensitive customer data. As businesses increasingly rely on online and electronic payments, the threat of data...
Your Comprehensive Guide to Visa’s Acquirer Monitoring Program (VAMP)
The global payments landscape is in constant motion, and with it, the need for robust security and compliance measures. Visa's newly consolidated Acquirer Monitoring Program (VAMP) represents a...
Understanding Visa’s Acquirer Monitoring Program (VAMP): Your Essential FAQs
The payments landscape is constantly evolving, and staying compliant with the latest regulations is crucial for the health and security of your business. Visa's new Acquirer Monitoring Program...
MCC 7322 Compliance: Your Essential FAQ Guide to Payment Processing Regulations for Debt Collection Agencies
Navigating the labyrinth of payment processing regulations can be one of the most challenging aspects for debt collection agencies. With heightened scrutiny from regulatory bodies and card brands,...
A Definitive Guide: How Collection Agencies Can Select a Payment Processor to Maximize ROI and Ensure Seamless Compliance
For collection agencies, optimizing payment processing isn't just about efficiency; it's a critical lever for maximizing return on investment (ROI) and navigating an increasingly complex regulatory...
Navigating the Regulatory Maze: Why Payscout is the Trusted Partner for MCC 7322 Collection Agencies
Are you a collection agency, operating under the tight scrutiny of MCC 7322, constantly looking for a payment processing solution that offers both security and efficiency, while keeping you firmly...
Don’t Let Payments Be a Pain Point: Why CBD Retailers Need the Right Processing Partner
The CBD market is booming, offering incredible opportunities for entrepreneurs. However, navigating the financial side of the business can feel like traversing a minefield. Many CBD retailers face...
Simplify Payments and Strengthen Compliance: How Payscout Empowers Collection Agencies
Are you a collection agency, navigating tight regulations, looking for a secure, compliant, and efficient way to process payments? At Payscout, we understand the stakes and offer more than just...
March Madness Spending: How Payscout Powers Payments with a Champion’s Mindset
March Madness isn’t just about buzzer-beaters, Cinderella stories, and heart-stopping upsets—it’s also a massive money machine. From the moment the first bracket is busted to the confetti drop at...
Choosing the Right Payment Gateway for Your Ecommerce Business
In the dynamic world of ecommerce, where transactions happen in a click and security is paramount, selecting the right payment gateway is key to laying a sturdy foundation for your online...
Payscout Revolutionizes Merchant Integration with ApplePay Mass Enablement API
(Los Angeles, CA) – Payscout, a leading payment processing provider, proudly announces the roll-out of its ApplePay Merchant Mass Enablement using the innovative Apple Pay Web Merchant...
Securing Tomorrow’s Transactions: Unveiling the Power of PCI DSS 4.0
In the evolving landscape of digital transactions, the PaymentCard Industry Data Security Standard (PCI DSS) plays a pivotal role in safeguarding sensitive cardholder information. As technology...
Compliance in the Collections Space; Who’s Responsible?
To account for changes in technology, cyber security, and legal policies, compliance in the collections space is constantly evolving. Collection agencies, like many businesses, rely on a network of...
Payment Processing: How to Choose the Right Platform for Your Business
Choosing the right payment processing platform for your business can be tricky. There are many options available, and each one has its own set of benefits and drawbacks. We are here to help in the...