by Payscout Marketing | Jun 30, 2026 | Merchants, Payments
TL;DR Summary: Collection agencies operating under MCC 7322 face rigorous regulatory enforcement from the CFPB and strict security mandates from the PCI Security Standards Council. Maintaining data integrity while handling sensitive cardholder data can severely drain... 
by Payscout Marketing | Jun 30, 2026 | Merchants, Payments
TL;DR Summary: Collection agencies relying solely on live agents for payment recovery are limited by 9-to-5 operating hours and high staffing overhead. By implementing modern payment automation—such as secure web portals, Interactive Voice Response (IVR), and SMS... 
by Payscout Marketing | Jun 30, 2026 | Merchants, Payments
TL;DR Summary: In the Accounts Receivable Management (ARM) ecosystem, debt buyers acquire past-due portfolios from original creditors for a fraction of their face value—typically just four to seven cents on the dollar. When debt buyers outsource the recovery of these... 
by Payscout Marketing | Jun 30, 2026 | Featured, Merchants, Payments
TL;DR Summary: Accounts Receivable Management (ARM) and collection agencies operating under MCC 7322 face unique payment processing challenges, including intense regulatory scrutiny and high-risk classifications. The 2026 landscape demands automated self-service... 
by Payscout Marketing | Apr 21, 2026 | Merchants
TL;DR Summary: The Margin Saver: As credit card processing costs rise in 2026, convenience fees allow merchants to offer flexible digital payments without sacrificing their bottom line. Key Beneficiaries: Passing a flat fee to the consumer is highly beneficial for...